Your new banking experience
We’ve been busy building Beem! Here’s some of the changes and enhancements coming your way.
Personal account changes coming February 1, 2025
On February 1, 2025, we’re enhancing your banking experience with new savings and spending accounts designed to better serve your financial needs and help you do more with your money. For your convenience your account will transition automatically. There is no action required on your part.
What’s improving?
✓ Simplified fee structure with lower monthly costs
✓ More free transactions per month
✓ Streamlined account options to choose from
| Current account package valid until Jan 31, 2025 | New spending and saving accounts effective Feb 1, 2025 |
|---|---|
| B. Chequing | Essentials: Includes 15 self-serve* or full-serve** transactions Additional transactions $1 Monthly fee $0 |
| B. Chequing Plus, B. Junior (0-24), and B. Golden (60+) | Everyday: Includes unlimited self-serve* and 10 full-serve** transactions Additional transactions $1 Free for ages 0-24 and 60+ Monthly fee $4.95 |
| B. Chequing Flex | Unlimited: Includes unlimited self-serve* and full-serve** transactions Monthly fee $9.95 |
| B. Saving, B. Junior Savings (0-24) | Everyday Savings: Includes unlimited deposits and online transfers between accounts 5 self-serve* or full-serve** transactions Additional transactions $1 Monthly fee $0 |
| Platinum Plan | High Interest Savings: Includes unlimited deposits and online transfers between accounts 2 self-serve* or full-serve** transactions Additional transactions $5 Monthly fee $0 |
ALWAYS FREE TRANSACTIONS INCLUDE: Direct deposits, online transfer deposits, online transfer withdrawals, incoming Interac® e-Transfer payments, request for Interac e-Transfer payments, smart device cheque deposits (Deposit AnywhereTM), in-branch deposits.
*SELF-SERVE TRANSACTIONS INCLUDE: Pre-authorized debits, online bill payments, THE EXCHANGE Network ATM withdrawals (including all Beem ATMs), debit card purchases, Interac e-Transfers (outgoing), cheque withdrawals.
**FULL-SERVE TRANSACTIONS INCLUDE: In-branch withdrawals, in-branch bill payments, in-branch transfer withdrawals.
OTHER FEES: eStatement with cheque images $0.00. Paper statement with cheque images fee $3.00. Interac® ATM (non credit union ATM) fee $2.00. US ATM fee $4.00. Cirrus ATM (international) fee $4.00. Stop payment fee (in branch and online) $15.00. Non-sufficient funds (NSF) fee $45.00. CDN/USD drafts fee $10.00. Members aged 60+ receive a $10 discount on all safe deposit box (SDB) fees. Fees are subject to change.