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COVID-19 Updates

NEW! NPSCU requires all patrons and Team Members to wear a mask when attending all NPSCU Branches and to sanitize their hands upon entry effective Nov. 2, 2020.

In response to the COVID-19 Pandemic we are monitoring the situation and keeping Members informed here: COVID-19 Resources

Buying A Home

couple-selection

Mortgages
Made Easy

Buying a home? We're with you every step of the way.

Are you planning to purchase a home in the near future? North Peace Savings can help you through the home buying process. We want to make it as simple as possible for you!

Our experienced mortgage specialists can assist you in making the best choice for you and your family. Before you start your home-buying process, give us a call. We’ll help you understand what’s involved – the steps and costs – and discuss a mortgage pre-approval with you to get you on your way.

Don't Miss Out!

North Peace Savings can help you through the home buying process. We make it as simple as possible for you.

%*
Fixed Rate 2 to 5 Year Closed Mortgage
for a limited time only.

*This is an "as low as" rate and is only available for new or renewing mortgages (refinances are not eligible). Conditions apply.

Open Mortgage

This mortgage has no prepayment penalties and is available for a 1 year term at either a variable or fixed rate. It is ideal if you are expecting additional funds to pay down the mortgage. It is also a good option if you plan to sell your home, but not transfer the mortgage to another home.

Closed Mortgage

Our closed mortgage lets you pay a fixed or variable interest rate during the term you choose. Generally a fixed-term mortgage is offered at a lower rate than an open term mortgage. With this mortgage you also have the option of paying off any or all of the balance owing on the mortgage at any time, but with an interest penalty.

PrimeLine

A Home Equity Line of Credit enables you to finance whatever you wish, based on the equity in your home. It provides flexibility to match your needs in life and payments can be as low as interest only or you can pay the balance at any time with no prepayment penalty.

Our experienced mortgage specialists can assist you in making the best choice for you and your family. We understand the importance of you obtaining a mortgage that is tailored to suit your needs.

Down payment as low as 5% with CMHC or Sagen mortgage insurance

Life and Disability Protection, Critical Illness and Loss of Employment Coverage

90 day rate guarantee

Choice of payment options — weekly, bi-weekly, semi-monthly, or monthly options all available

20/20MortgagePaymentProgram

North Peace Savings and Credit Union allows you to make an annual lump sum payment on your mortgage equal to 20% of the original amount borrowed and allows an annual increase in your scheduled payments by 20%, at any time during the calendar year.

Remember, your mortgage is usually your cheapest debt, but if it's your only debt, you can pay it off too.