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COVID-19 Updates

Masks are OPTIONAL in all NPSCU Branches.
In response to the COVID-19 Pandemic we are monitoring the situation and keeping Members informed here: COVID-19 Resources

Rates

Canadian & US Term Deposits

Rates effective May, 2 2022

Term Length CDN Rate
30 days to 179 days 0.00%
180 days to 364 days 0.00%
1 year non-redeemable 1.25%
2 year non-redeemable 1.50%
3 year non-redeemable 1.75%
4 year non-redeemable 2.00%
5 year non-redeemable 2.50%
Term Length CDN Rate
1 year redeemable* .50%

 

*Redeemable for full principal, full interest to last anniversary date & 50% accrued interest since last anniversary date. Interest on terms greater than 1 year paid annually except for GOLDEN MEMBERS where interest may be paid monthly.

Registered Products

Rates effective May 24, 2022

RRSP / RIF Platinum Plan 0.25%
TFSA Platinum Plan 0.25%
Term Length CDN Rate
1 year redeemable* 1.25%
2 year redeemable* 1.50%
3 year redeemable* 1.75%
4 year redeemable* 2.00%
5 year redeemable* 2.50%

Savings Accounts

Account Rates Effective Rate
B.Saving Personal Rates effective May 24, 2022 0.00%
B.Saving Business Rates effective May 24, 2022 0.00%

High Interest Savings Accounts

Account Effective Date Rate
Personal Platinum Plan (CAD) Rates effective May 24, 2022 0.25%
Personal Platinum Plan (USD) Rates effective May 24, 2022 0.00%
Business Platinum Plan (CAD) Rates effective May 24, 2022 0.25%
Business Platinum Plan (USD) Rates effective May 24, 2022 0.00%
AgriInvest Platinum Plan  Rates effective May 24, 2022 0.25%

Chequing Accounts - Personal

Account Effective Date Rate
B.Chequing - No Interest Paid
B.Chequing Plus - No Interest Paid
B.Chequing Flex - No Interest Paid
B.Golden - No Interest Paid
B.Junior Rates effective May 24, 2022 0.00%

Chequing Accounts - Business

Account Balances <$50,000 Balances >$50,000
B.Smart Business Mini No interest paid 0.00%
B.Smart Business No interest paid 0.00%
B.Smart Business Plus No interest paid 0.00%
Organization Chequing 0.00% 0.00%

 

*For B.Smart products, interest is only paid on that portion of balances $50,000 and above; no interest is paid on that portion of balances below $50,000. Interest is calculated daily.

Retail Mortgages

Rates effective June 21, 2022

Type Year(s) Rate Special Rate*
Fixed Rate Open 1 year 8.25% -
Fixed Rate Closed 1 year 4.74%
Fixed Rate Closed 2 year 5.14% %
Fixed Rate Closed 3 year 5.39% %
Fixed Rate Closed 4 year 5.49% %
Fixed Rate Closed 5 year 5.84% 5.09%
Variable Rate Open 5 year Prime + 2% -
Variable Rate Closed 5 year Prime - 1.0% -

*Special Rates are an “as low as” rate and are only available for new or renewing mortgages on approved credit and are only available for a limited time. Conditions apply.

** Special Rate of 2.04% only available for default insured mortgages. Conventional mortgage rate of as low as 2.24%.

Other Rates

Rates effective June 2, 2022

Prime Rate 3.95%

Foreign Exchange Rates

To see Foreign Exchange Rates, please visit our Currency Calculator here.