Life doesn’t always go the way you plan. Fortunately, our Insurance Specialists are here to help you manage all the curveballs life might throw you. With the proper insurance coverage, you don’t have to worry about what might happen to your family if something unexpected should occur. No matter what your individual insurance needs, our Insurance Specialists have the solution.
North Peace Financial Planning Services Ltd. is pleased to be able to offer our clients a wide variety of annuities. Annuities are insurance-based investments that have guarantees attached to them. They can offer a stable income flow for a specified period of time or for the lifetime of the investor.
Extended Health & Dental
It’s more important than ever that you and your family—and your employees if you operate a business—all have insurance to pay for the escalating expenses associated with prescription drugs, paramedical services, eye care and dental work. There are plans available for individuals, families, and for people at or near retirement, with options from just the basics to comprehensive coverage.
Illness & Disability
You probably have some money set aside for the future and for emergencies. Do you have enough to last weeks, months, or even years if you were unable to work due to disability or illness? Adding insurance to your financial plan can help protect you and your family.
If you have insurance through your employer, it may have limitations on coverage. You can supplement this coverage to ensure your income will maintain your lifestyle while you are unable to work. If you’re self-employed, it’s even more important to protect your income.
Protect your family’s future, even if you can’t be there.
You have a busy life. You’re paying bills and planning for the future. Life insurance may not seem like a priority, but the alternative is leaving your loved ones to deal with financial hardship. If something were to happen to you, would your family have the money they need?
You probably have some form of life insurance. Maybe you purchased it when you got married, started a family, or bought a new home. Maybe it was included with your employment package. Is it enough?
Segregated funds are offered exclusively through life insurance companies. Like a mutual fund, a segregated fund is a basket of stocks, bonds and treasury bills. However, segregated funds come with maturity guarantees and death benefits. If you would like the market participation that comes with a mutual fund, but with less risk associated with the investment, a segregated fund may be the best choice for you.
Accidents can happen anywhere. If you’re planning to travel outside of B.C., protect yourself from the risk of having to pay crippling medical costs by purchasing Travel Medical Insurance from North Peace Financial Planning Services. Whether you’re heading off on vacation or making a quick business trip, we offer comprehensive travel insurance that will cover what your provincial plan won’t.
North Peace Financial Planning Services is a wholly owned subsidiary of Interior Savings Credit Union offering financial planning, life insurance and investments.