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Open An Account

Open an Account Online, call 1-877-787-0361, or book an appointment with one of our specialists.

To review all of our Beem Service Fees, click here.

Personal account changes coming February 1, 2025

On February 1, 2025, we're enhancing your banking experience with new savings and spending accounts designed to better serve your financial needs and help you do more with your money. Learn more >

To review our Beem Service Fee Changes Effective February 1, 2025, click here.

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Essentials

Perfect for members with minimal banking needs. Benefit from a no monthly fee and 15 self-serve or full-serve transactions.

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Everyday

Perfect for members who prefer to bank digitally. $4.95 monthly fee (waived for members under 25 and over 60), unlimited self-serve transactions and 10 full-serve transactions included.

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Unlimited

Perfect for members who make lots of transactions, without the worry of added fees! $9.95 monthly fee, unlimited transactions.

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Everyday Savings

Whether you are saving for something special or unexpected expenses, the Everyday Savings account offers no monthly fee and earns you interest.

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High Interest Savings

SAVE BIG with High Interest Savings!

ALWAYS FREE TRANSACTIONS INCLUDE: Direct deposits, online transfer deposits, online transfer withdrawals, incoming Interac® e-Transfer payments, request for Interac e-Transfer payments, smart device cheque deposits (Deposit AnywhereTM), in-branch deposits.

*SELF-SERVE TRANSACTIONS INCLUDE: Pre-authorized debits, online bill payments, THE EXCHANGE Network ATM withdrawals (including all Beem ATMs), debit card purchases, Interac e-Transfers (outgoing), cheque withdrawals.

**FULL-SERVE TRANSACTIONS INCLUDE: In-branch withdrawals, in-branch bill payments, in-branch transfer withdrawals.

OTHER FEES: eStatement with cheque images $0.00. Paper statement with cheque images fee $3.00. Interac® ATM (non credit union ATM) fee $2.00. US ATM fee $4.00. Cirrus ATM (international) fee $4.00. Stop payment fee (in branch and online) $15.00. Non-sufficient funds (NSF) fee $45.00. CDN/USD drafts fee $10.00. Members aged 60+ receive a $10 discount on all safe deposit box (SDB) fees. Fees are subject to change.