We're proud to offer some of the most competitive mortgage rates around.
Please click here for a complete list of our rates, or visit interiorsavings.com.
Prime Rate
%
Mortgage Rates
Term Deposit Rates
Cashable and non-redeemable Canadian and US term deposits.
Foreign Exchange
Buy or sell various currencies at competitive rates.
Registered Products
Rates effective January 16, 2025
| RRSP / RIF Platinum Plan | 1.15% |
| TFSA Platinum Plan | 1.15% |
Savings Accounts
| Account | Rates Effective | Rate |
|---|---|---|
| B.Saving Personal | Rates effective January 16, 2025 | 0.05% |
| B.Saving Business | Rates effective January 16, 2025 | 0.05% |
High Interest Savings Accounts
| Account | Effective Date | Rate |
|---|---|---|
| Personal Platinum Plan (CAD) | Rates effective January 16, 2025 | 1.15% |
| Personal Platinum Plan (USD) | Rates effective January 16, 2025 | 0.10% |
| Business Platinum Plan (CAD) | Rates effective January 16, 2025 | 1.15% |
| Business Platinum Plan (USD) | Rates effective January 16, 2025 | 0.10% |
| AgriInvest Platinum Plan | Rates effective January 16, 2025 | 1.15% |
Chequing Accounts - Personal
| Account | Effective Date | Rate |
|---|---|---|
| B.Chequing | - | No Interest Paid |
| B.Chequing Plus | - | No Interest Paid |
| B.Chequing Flex | - | No Interest Paid |
| B.Golden | - | No Interest Paid |
| B.Junior | Rates effective January 16, 2025 | 0.00% |
Chequing Accounts - Business
| Account | Balances <$50,000 | Balances >$50,000 |
|---|---|---|
| B.Smart Business Mini | No interest paid | 0.00% |
| B.Smart Business | No interest paid | 0.00% |
| B.Smart Business Plus | No interest paid | 0.00% |
| Organization Chequing | 0.00% | 0.00% |
*For B.Smart products, interest is only paid on that portion of balances $50,000 and above; no interest is paid on that portion of balances below $50,000. Interest is calculated daily.