Volatility in the Market and How it Affects Your Investments

“The Russia / Ukrainian war is another global event that is causing significant volatility in the
financial markets. We have seen the major North American indexes dip during this crisis.
Investors have differing relationships with their investments, some may see this as an
opportunity to buy into lower prices, while some may be fearful and want to remove themselves
from the markets altogether. Our advice at North Peace Savings and Credit Union is to speak with
a professional Financial Advisor about your investment portfolio and how it has been impacted
during this time. Working directly with a financial advisor, investors can best try to navigate any
volatility in the markets while ensuring that the investor’s portfolio performs closely to the
investor risk profile and risk appetite. The Russia / Ukraine conflict is one of many recent
pressures on the markets and we are sure there will be many more in the future. It is important
through any of these times that investors continue to communicate with their investment
advisor, keep abreast of the news, and seek counsel when either fearful of the markets or see an
investment opportunity for their investment portfolio. If anyone in our communities is needing
support through these times, please contact our one of our North Peace Savings and Credit Union
branches and ask to speak with our Wealth Advisor with North Peace Financial Planning Services.
We are more than willing to chat through any investment situation.”

Quote from Colin Nicol, Chief Operating Officer (Unlicensed)

Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.