What does your dream retirement look like? With our expert advice and investment options we can help you make this dream a reality.

Retirement Savings

A retirement savings plan is an opportunity for individuals to save money on a tax deferred basis. This allows individuals to reduce their taxable income. Money made within the account is tax free and is only taxable upon receipt. North Peace Savings can help you learn how this can be an effective way of saving for retirement.

Retirement Income

Retirement Income Funds allow you to move money from an RRSP, a PRPP, an RPP, an SPP or from another RRIF. The carrier of the Retirement Income Fund then makes payments to you. The minimum amount must be paid to you in the year following the year the RRIF is entered into. If you utilize RSPs and are moving into retirement then it's best to talk to a wealth specialist at NPSCU about how to best utilize a Retirement Income Fund.

Pension Transfers

If you had a pension at your previous employer and want to move it so you have more control, NPSCU can help with that. Ask our wealth advisors about how we can best help with Pension Transfers.

The unexpected happens. Planning ahead makes the challenges that come with things like divorce, unemployment, and disability easier to manage.

Personal Insurance

Accidents can happen anywhere - on the job, at home, or while travelling. Our diverse range of personal insurance options can protect you from income loss while you recover.

Estate Planning

Planning an estate isn't something exclusive to eccentric billionaires. Everyone should have some sort of estate plan in place to ensure their financial matters are resolved quickly and expediently.

Business Insurance

You've invested a lot in your business. Protect your investment with insurance and keep up with your business' financial obligations in the event of the unexpected.

Post-secondary education is expensive. Whether you are saving for your child's education or planning for your own, we can help you choose and manage a funding plan that suits your needs.

RESPs

RESPs are an ideal way to save for education costs - RESP savings grow tax free until used and are a great tax benefit - but they are not the only investment available for education savings. We can help you decide which is best for you.

Education Borrowing

If saving for education costs isn't an option for you, borrowing may be your solution. Our experts can help you determine if borrowing for education costs is right for you. 

Tax Free Savings

Investing in a TFSA allows you to save without paying tax on the interest your money earns, and, withdraw funds at any time without penalty. 

Annuities

Annuities, insurance based investments that have guarantees attached to them, offer a stable income flow for a specified period of time or for the lifetime of the investor.